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First Party Claims / Health
/ UM/UIM Auto / Property / Disability
First party claims are claims brought
by a policy holder against their own insurance company. First party claims
deal with such things as uninsured or underinsured motorist coverage where
the person is injured by a driver who does not have insurance, or does
not have enough insurance and the policy holder ends up submitting a claim
with his own insurance company.
First party claims also deal with such things as
health insurance, medical payment coverage, disability insurance, property
damage insurance, business interruption insurance and other things of
that nature where the policy holder is submitting a claim under his own
policy of insurance.
Any instance where a policy holder is submitting a claim under his own insurance policy is considered to be first party coverage.
Anytime an insurance company is dealing with a claim with their own policy holder, they have a duty to treat the policy holder reasonably and in good faith.
Their failure to treat one of their own policy holders reasonably and in good faith could give rise to a claim for damages above and beyond the contract benefits.
Our office handles many types of first party claims on behalf of consumers
and small business owners.
Every claim is different. Many times an insurance
company's position is reasonable and denial of the claim is justified.
If you are having a problem with an insurance company
on a first party claim and you would like more specific advice or believe
that you need help in dealing with the claim, please feel free to contact
our office for a free consultation. Please let our staff know you obtained
our name on the Internet and ask to speak directly with one of the attorneys
to discuss your legal problem.
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